Prudential standards and legislative change rarely fail at the policy level — they fail in the operating model, the data and the controls underneath. Desda connects the regulatory obligation to the operational change required to meet it, and delivers it.
We work across the legislative and prudential reforms reshaping Australian superannuation — and, more importantly, the operational consequences each one carries.
Performance test readiness, stapling and member-outcome obligations translated into data, reporting and operational process.
Fee and cost reporting, calculation governance and disclosure controls aligned to ASIC RG 97 and RG 505.
Operationalising the retirement income strategy — member cohorts, product, guidance and the supporting data.
Mapping critical operations, tolerances, service-provider management and resilience testing under APRA CPS 230.
Accountability mapping, statements and supporting governance to meet FAR obligations for trustees.
Regulatory reporting uplift, data quality and the controls that make submissions defensible.
We do not stop at a gap assessment. We take the obligation through to a change that is built, tested and embedded in how the fund runs.
Translate the standard or legislation into the specific obligations that apply to your fund and operating model.
Gap assessment against current state — process, data, systems, controls and accountabilities.
Design the operational, data and control changes required, and deliver them through the project lifecycle.
Embed in BAU, evidence the controls, and leave the fund able to demonstrate compliance on request.
Desda is not a law firm and does not provide legal advice. Compliance and regulatory matters — including the SIS Act, ATO requirements, ASIC obligations and APRA prudential standards — carry significant legal consequences. The approach described here is a starting point and must be verified with qualified advisers and legal counsel before being acted on.